BAP site syndication http://www.oquistwhite.com Mon, 06 Feb 2012 21:35:22 +0100 FeedCreator 1.7.2 http://www.oquistwhite.com/images/M_images/ http://www.oquistwhite.com BAP site syndication http://www.oquistwhite.com/investor-info/to-avoid-disappointment-when-finding-a-great-deal-on-profile.market3-investment-properties-be-sure-you-have-your-financing-in-place.html The better your credit score is, the less obstacles you'll have to cross. When the mortgage companies in Vero Beach Florida are looking at your credit they are generally referring to your FICO score. This is a compilation of the three major credit bureaus and is the standard for determining credit worthiness in the industry.You will have access to the best loans and more negotiating room with a FICO score above 710, when looking at your combined credit score.There are now many different loan solutions available to the investor in Vero Beach Florida. There are even some loans that will cover the total purchase price however, with the current credit situation they are far and few between.There are still options available, if your credit is not excellent. You may be able to negotiate the seller carrying a second mortgage on the property in Vero Beach Florida.In one scenario, both you and the seller are both happy with the price negotiated. You agree to get a loan for 80% of the purchase price and the seller agrees to take payments for the remaining 20%.You will find that the process of getting a loan is less complicated for eighty percent of the purchase price. This is especially true if you have negotiated a price below market value. Consider that you agreed on a selling price of $100,000 While the real market value is determined to be 123,000.With this example the lender that supplies the loan only has $80,000 at risk on a $120,000 property. The risk is a lot less. We invite you to visit our Indian River Home Sales (http://www,indianriverhomesales.com)website to see many of the properties that are currently listed in Vero Beach, Sebastain and other location in Indian River County and along the Treasure Coast of Florida Blog - Investor Info Thu, 17 Dec 2009 15:39:30 +0100 http://www.oquistwhite.com/investor-info/to-avoid-disappointment-when-finding-a-great-deal-on-profile.market3-investment-properties-be-sure-you-have-your-financing-in-place.html http://www.oquistwhite.com/seller-info/auctions-gaining-acceptance-in-profile.market2-as-good-way-to-sell-real-estate.html Real estate auctions were once considered to be the last resort to unload unwanted junk properties onto an unsuspecting public. With the addition of broader portfolios and better marketing, however, the use of auctions is now gathering momentum in Sebastian, Vero Beach and other locations in Sebastian Florida as an effective sales tool in the real estate community.One recent Sunday afternoon in Santa Clara, Calif., Maria Hagan of Dividend Development Corp. sold $8.2 million worth of real estate in less than two hours. But there were no real estate brokers, for sale signs or multiple listings--and the only fast talking was done by an auctioneer.The Santa Clara-based development firm put 50 townhouses of the 103-unit San Tomas Court project on the block. Homes in the development had been selling for $169,500 to $215,000 through conventional real estate brokers for the last year. There was no minimum bid for the auction, which attracted 1,000 people, including 450 registered bidders.Real estate auctions in Vero Beach, Sebastian and other locations in Sebastian Florida are becoming an increasingly popular way to sell real estate. One reason is that foreclosure rates—the traditional reason for real estate auctions--are on the rise. But there also is a new breed of auction--offering new, often high-priced properties--that is gaining favor among developers and consumers alike. The new breed of auction begins with weeks of advertisement on television and radio and in newspapers. Glossy brochures and fliers are part of the sell, and the day itself has a party atmosphere, replete with catered buffets and live music.Though real estate auctions are more common in the Midwest, the new style of auctions is a Sebastian, Vero Beach and Sebastian Florida phenomenon. The public really likes buying at auctions. There's a certain equity that comes from selling in an open forum--you feel good about what you just bought because you know there's someone else out there who was ready to buy it for just $1,000 less than you.Although buyers do have a chance to purchase property for far below asking price, experts say that, on average, the price paid for real estate at an auction is usually market value.The reason is that auctions bring together everyone who's interested in a property. The effect of potential buyer bidding against potential buyer ultimately sets a fair-market price.In the Midwest, it's common to auction individual houses. But in Vero Beach, Sebastian, and other locations in Sebastian Florida it is rarely done--except for homes in the million-dollar estate category.Developers are attracted to auctions because they represent a quick way to liquidate remaining units in a large project after the initial sales momentum has worn off.During real estate auctions, bidders are usually pre-qualified: They tour models, inspect partially completed dwellings and assess how much they are qualified to borrow.While banks and other institutions with foreclosed property on their hands and developers looking for a quick turnover are the usual source for auction property, individual home sellers can put their homes up for bidding. This can be done by contracting an auctioneer to sell the house as part of a larger auction, or by auctioning the house by itself.There is a lot of free information available to you about buying, selling or investing in Sebastian, Vero Beach or other locations in Sebastian Florida. For complete information about the Sebastian Florida real estate market including current property values for homes in Sebastian and Vero Beach; and more please visit our Indian River Home Sales (http://www.IndianRiverHomeSales.com)website, the most complete website online dedicated to everything in the Sebastian Florida real estate. So please feel free to contact me with any of your real estate questions and I will be more than glad to answer your queries. Call me on my cell at 772-766-2521 or email me at Brad@IndianRiverHomeSales.com (mailto:Brad@IndianRiverHomeSales.com). There may not be a better time to buy real estate in Florida, with low interest rates, tax rebates, and great prices on a large inventory of homes. Check out our Indian River Home Sales (http://www.IndianRiverHomeSales.com)website, we look forward to working with you! Blog - Seller Info Sun, 29 Nov 2009 18:42:08 +0100 http://www.oquistwhite.com/seller-info/auctions-gaining-acceptance-in-profile.market2-as-good-way-to-sell-real-estate.html http://www.oquistwhite.com/investor-info/the-top-5-aesthetic-mistakes-sellers-in-profile.market2-make-when-selling-their-home-by-profile.full-name-expert-real-estate-agent.html The Top 5 Aesthetic Mistakes Sellers in Sebastian, Vero Beach of other locations in Sebastian Florida Make when Selling Their Home, by Brad White, part of the Oquist White Team at Coldwell Banker Ed Schlitt.Aesthetics play a huge part in a successful sale. A large part of a buyer's decision to buy a house is based on emotions. Aesthetics have a powerful ability to affect emotions. In this article, we'll go over some of the top aesthetic mistakes sellers in the Sebastian Florida area make, so you can avoid these mistakes and fetch a higher price for your house.Mistake #1 - Poor LightingLighting is crucial when showing your house to a buyer. A brightly lit house with natural light seems bright and inviting. A dark house seems dark and gloomy.Open all the windows and pull back all the curtains. If the house is naturally poorly lit, get some extra lights in the house to help with the lighting.Mistake #2 - Lack of Attention to ScentThe subtle taste of how your house smells has a big impact on the buyer. While it's nice to have a faint, clean scent to the house, what should absolutely be avoided are any noticeable strange smells or odors.The last thing a buyer wants is to inherit the seller's odors. It could go a long way to use some soft air fresheners before showing the house.Mistake #3 - Poor Exterior First ImpressionThe inside of your house is not the only place you should pay attention to. The exterior, including the paint and the front yard, both play an important factor in the buyer's decision making process.Remember, the exterior gives the buyer a first impression of the house.Mistake #4 - Strange ColorsPerhaps you have a teenager who's painted his walls orange. Perhaps pink appeals to you or matches with your paintings. However, for the buyer the colors may or may not suit them.Why take the risk? Before showing your house, make sure all the walls are painted a neutral color.Mistake #5 - Not Making Obvious RepairsSpray WD-40 on any squeaking hinges. If any major utilities equipment isn't working, have it fixed beforehand. If any of the kitchen cabinets or counter tops are chipped or look old, they should probably be replaced.Tiles must be scraped of all grime. Often times it could even pay to replace old windows. If you are thinking about selling your home in Sebastian, Vero Beach, Fellsmere or any other location in Indian River County, you deserve tp hsve the best real estate team working for you. Check out our Indian River Home Sales (http://www.IndianRiverHomeSales.com) web site to see how we effectively market homes for the quickest possible sale at the highest possible price. On the other hand, if you are thinking about buying in Indian River County, you owe it to yourself to check out our Home Finders (http://www.IndianRiverHomeSales.com)search engine. We look forward to working with you before the next snow storm There is a lot of free information available to you about buying, selling or investing in Sebastian, Vero Beach or other locations in the Sebastian Florida real estate. Please feel free to contact me with any of your real estate or mortgage related questions and I will be more than glad to answer your questions. Call me on my cell at 772-766-2521 or email me at Brad@IndianRiverHomeSales.com (mailto:Brad@IndianRiverHomeSales.com). Blog - Investor Info Sat, 28 Nov 2009 01:20:11 +0100 http://www.oquistwhite.com/investor-info/the-top-5-aesthetic-mistakes-sellers-in-profile.market2-make-when-selling-their-home-by-profile.full-name-expert-real-estate-agent.html http://www.oquistwhite.com/sebastian-florida-real-estate-as-seen-from-the-air.html Does this look like fun or what? Sebastian is a favorite location for sky diving, Every day we see people hanging on to their chutes as they enjoy the view from on high in Sebastian Florida. Sky diving may not be your thing, but I wanted you to see the lay of the land from on high. Did you see any sky scrapers? Did you see any major apartment or condo complexes? Did you you see lots of open spaces? Did you see lots of water? Did you see miles and miles of open beaches? Did you see where you want to be? The Oquist White team can help you with that! Check out our Sebastian Florida Real Estate (http://www.IndianRiverHomeSales.com)web site. Now is the time to buy, lots of homes are available, prices are low, interest rates are near historic lows, and the baby boomers are dreaming of moving to Sebastian Florida. Blog - Local Market Info Sat, 14 Nov 2009 20:40:13 +0100 http://www.oquistwhite.com/sebastian-florida-real-estate-as-seen-from-the-air.html http://www.oquistwhite.com/sebastian-florida-real-estate-great-video-from-the-sebastian-chamber-of-com.html The Sebastian Chamber of Commerce has created this video to promote the city so many of us love. If you have not heard about Sebastian Florida, that's because it is one of Florida's best kept secrets. It is not now, and will never be the towering high rise condos and apartment buildings. It is a quiet, peaceful town, a place to consider for a 2nd home, a vacation retreat, and even the place to retire in Florida because it just doesn't get much better than this. If you like what you see, check out our Sebastian Florida Real Estate (http://www.IndianRiverHomeSales.com)web site. This is a great time to buy a home, with low prices, low mortgage rates and a huge selection of homes. Retirement might be a few years away yet, but home prices in Sebastian Florida won't stay this low for long! <object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/tfXjHWJ4Vy0 hl=en_US fs=1 "></param><param (http://www.youtube.com/v/tfXjHWJ4Vy0 hl=en_US fs=1 ></param><param)name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/tfXjHWJ4Vy0 hl=en_US fs=1 (http://www.youtube.com/v/tfXjHWJ4Vy0 hl=en_US fs=1) " type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object> Blog - Local Market Info Sat, 14 Nov 2009 19:57:39 +0100 http://www.oquistwhite.com/sebastian-florida-real-estate-great-video-from-the-sebastian-chamber-of-com.html